AskFirstFake bank fraud alerts
A text, email or call pretends to be your bank’s fraud team. It says there’s a suspicious charge and asks you to confirm details, read back a code, or move money to keep it “safe”.
How it works
- The first text looks like a real alert: “Did you make a $1,200 purchase? Reply YES or NO.”
- Then a “fraud agent” calls and asks for the code your bank just texted you — which lets them into your account.
- Some tell you to send money to yourself with Zelle to “reverse” the charge.
Warning signs
- Asking for a code sent to your phone
- Asking you to send money to “protect” it
- Links that aren’t your bank’s real website
- Pressure to act in the next few minutes
What to do
- Never share a code from a text — your bank will never ask for it.
- Hang up and call the number on the back of your card.
- Don’t send money to “reverse” a charge.
What it can look like
Chase Fraud Alert: Did you attempt a purchase of $1,248.00 at Best Buy? If NOT, verify your account immediately at chase-secure-verify.com or your card will be locked.
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